To refresh your memory, here are the previous 15 Money Management Monday posts, go back and re-read them if you need to;
1. Don't own a smart phone.
2. Don't have a car payment.
3. Don't smoke cigarettes.
4. Don't play the lottery.
5. Purchase my Financial E-Course.
6. Live Cheaply
7. Be Positive about Your Money.
8. Financial Course.
9. Decide what is important to you.
10. Simplify Your Christmas Shopping.
11. Save (and Roll) Your Change.
12. Don't Drink a lot.
13. Keep Track of Everything you Buy for an Entire Month.
14. The No Spend Month.
15. My #1 Secret to Saving Money for Travel.
When I first started doing my money management series, and started selling my financial coaching packages, I had a very rude person e-mail me and tell me that I shouldn't be giving people advice on money, because I have no adult responsibilities, and that if she didn't have $700 in rent every month, then she too would be able to save as much money as me. Well, I went on to tell her that she doesn't know me at all, so therefore, has no right saying that I have no responsibilities, when in fact, I do. The second thing that struck me about this bitter angry person, was that she was making excuses as to why she's not able to save money. Who forced her to get a $700 apartment? Who said she couldn't get roommates? I obviously don't know her situation (as she doesn't know mine), but I do know that she is making excuses to me, as well to herself. She is telling herself that it's not her fault that she is living unhappily, and without money! She is not willing to question HOW she can change her situation, by downgrading to a cheaper apartment, getting roommates, picking up a second job, or any other money saving secret I have shared here!
When it comes to money, I have found that people are very good at making excuses. Whether it's to themselves, or other people.
Peace Love and Finances