But first, let's review the tips from other Money Management Mondays!
1. Don't own a smart phone.
2. Don't have a car payment.
And here's the third Money Saving Secret!
I realize this can be a tricky one! Now, I just want to say, that I am not talking about health issues here, or anything like that! I'm not judging anyone for smoking, or telling you to quit! Instead, I am simply telling you, that one of the ways that I am able to save so much money, is that I don't smoke. And the numbers do not lie.
If you smoke a half pack a day, and cigs cost $5 a pack, that is about $17.50 a week. $70 a month. For a grand total of over $800 a year! That's almost a whole plane ticket to China! Do you have a dream vacation that you've been dying to go on?! Well, If you give up smoking and save $800 a year, you can now afford to go on that dream vacation!
What to do:
You have to decide for yourself. Really sit and think about what is important to you. No one else can make this decision for you, and I'm not trying to push you! But think about the numbers, even if you cut back! If you smoke a pack a day, and cut down to a half a pack a day, over one year you will save over $800! Next time you want to smoke, think, "Do I want this, or, almost a whole plane ticket to Rome?!!"
*Are you enjoying this topic, but feel that you need more? A little extra help and guidance? Don't sweat it! Most people need that little extra push to get them started with something this huge and life-changing! So, I have decided, that in addition to my 10+ Money Managing Secrets I will be handing out each week, I will also be offering private financial coaching! It only costs $25, and includes: A sneak peek at
all my Money Managing Secrets before they are shared on here, me personally helping you figure out your very own personal monthly budget, your own 2013 yearly budget, helping you figure out and identify your financial goals, and then keeping you accountable to those goals and your budget for two months! Most people agree that it takes 21 days to form a habit. Well, I will be with you for sixty days, helping you form good budget and financial habits! Only $25 to put you on track to Financial Freedom! If you need any proof that it works, just take a look at my story!
If you hurry and sign up within this week, you will be able to start June off with your brand new budget!*
Peace Love and MMM3