2. Don't have a car payment.
3. Don't smoke cigarettes.
4. Don't play the lottery.
5. Purchase my Financial E-Course.
6. Live Cheaply
7. Be Positive about Your Money.
8. Financial Course.
I always talk about the importance of setting goals, so you know exactly what it is that you want to accomplish. Saving and spending money is no different. You need to know exactly what it is that you want to save money for, and how much you need for it.
For example: My Financial Goals for 2013 were;
1. Save $2,000 for California.
2. Save $500 for Retirement.
3. Save $700 for my Wedding.
So I know exactly how much money I need to save! It's not just a, 'save some money when I have a little extra'. It's a, 'I NEED to have $500 in my Retirement fund by the end of the year, so I will do everything I can to make sure I get that much in it!'
Once you have all your financial goals written out on paper for you to see, it becomes SO much easier to reach that goal! Especially if whenever you reach that goal, you cross it off! It actually becomes attainable! And THAT is one of the most important things you need to do!