Life and Travel with Jessica
  • Home
  • Blog
  • Shop
  • About
  • Work With Me
  • Travel
  • Bucket List
  • Contact

Food for thought

10/22/2012

0 Comments

 
Picture
Heeey everybody! I just wanted to make a post today saying how sorry I am that it's been so long since I've posted anything! I've been working 3-5 days a week, sometimes up to 10 hours a day at the Factory of Terror, allll October long, not to mention, still working at my other job. So it's been pretty crazy to say the least! Most days I've been waking up at about noon, and then a couple hours later leaving for the Factory, and then not get home till about 2:30 in the morning, which is when I try to spend a little bit of time with my love before passing out, completely exhausted. Today has been my first day off in 6 days, and I was sooo excited, but then I wake up this morning sick...but I'm not surprised; I haven't been getting enough sleep, I haven't been eating properly, and I've been working long hours in the cold! So today I am going to relax (I am writing this while wrapped up in my snuggie, waiting for the boyfriend to clean his room so we can watch Desperate Housewives with my sister [what a great boyfriend he is!]), and drink lots of orange juice and Apple Cider Vinegar. So wish me luck on getting better today, cuz tomorrow I gotta go back to work!
                                                        
                                                       Peace Love and Health!
                                                                     Jess <3
0 Comments

Ghandi...

10/13/2012

 
Picture
                        Save this Picture. Look at it every day. Memorize it. LIVE it. :)


Peace Love and Ghandi
Jess <3

15 Ways to Save Money

10/8/2012

0 Comments

 
15 Ways to Save Money
I have my own personal opinion that Americans suffer from what I think of as a disease, called Consumerism. Now I'm not sure what the actual definition of consumerism is, but my definition is that we buy things that we don't need, we think that buying 'things' will make us happy, we get credit cards only to rack up hundreds of thousands of dollars in debt buying stupid, useless stuff! It is a HUGE problem that we as Americans face! So today I am presenting you with, "15 Ways to Save Money." These are all principles I apply to my daily life, and they are not very hard to do!
I hope some of these can help you with your personal budget and finances!

1. Save (and Roll) your Change!
When I was a bartender, I saved and rolled all my change. Quarters, nickles, dimes, pennies, all of it! In a week I would get about $50.00 in cash from the bank for cashing in my change! That's not bad! Especially for "just change" that most people throw out!

2. Don't order soda when you go out to eat.
I wanna do a little math here (and I'm not very good with math, so bear with me :p) Let's say, you go out to eat once a week. A pop costs about $2.00. So, once a week you spend $2. In one month $8. And in one year you spend $96. With tax and everything, you are spending over $100 dollars JUST FOR POP!
And pop is BAD for you! Extremely bad! So just stick to water when going out, and use the extra money for

3. Get a separate savings account, that you don't touch, except to put money in.
And put 10% of every pay check in there. You can use this money for; if an emergency comes up, so you won't have to rely on credit cards, and to save up for important things!

4. Pay off your credit card every month!
If you can't afford to pay for your purchases at the end of every month, then don't buy it!

5. Don't impulse buy!
You might think that your impulse spending isn't hurting anything, because it's just a little bit of money here and there, but I bet if you KEEP TRACK of all your impulse buys for a month, then you will suddenly discover where all your money is disappearing to.

6. Shop second hand
Thrift stores, rummage sales, garage sales, flea markets! Not only will you be saving money, but they are soooo much more fun than just going to the mall. Not to mention, you will be finding unique, different, awesome stuff that you couldn't find in stores! Some of my
favorite things ever bought have come from second hand shopping!

7. Remember, "You Don't Need Everything"

8. Stop buying paper towels

Use rags made from cut up old t-shirts instead. Not only will this be saving trees, and helping not fill our landfills as quick, but you will also save A LOT of money.

9. Start practicing the Buddhist principle that less is more

10. Don't use a dryer

Dry your clothes on a clothes rack. 

11. Go to Dollar Stores for home care items
Shampoo, soap, razors, deodorant, eye makeup, fingernail polish; these things can all be purchased at Dollar General, Dollar Tree, and Family Dollar, for MUCH cheaper than at most places.

12. Find a "Bent n Dent" store close to you
Bent and dent stores are stores that get rejected good from stores. Whether its because the packaging has a dent in it, it's getting close to expiration, or just a surplus. These stores sell the products for over a 90% markdown! For example, I buy boxes of soymilk there for $.39 At a "normal" store, that same box costs over $3! I get all my nonperishable foods there, and that store has saved me THOUSANDS of dollars. And most of the stuff I get there is ORGANIC. That costs a LOT more at a "normal" store.

13. Don't buy a brand new car
that you're going to be paying off for YEARS. The amount of money you're paying in just interest over those years, you could take and buy a used (but still very good) car!

14. Open a Reward Checking Account
In this one, you're technically not SAVING money, but you'll be MAKING money, from the interest. Ask your bank about this. I do it at my bank and it's so great!

15. Every paycheck, put at least 10%in your savings account
If you do this, it is much more likely that you won't spend that money on impulse buys! For example, if you bring home a $300 paycheck for your week, put $30 in your savings, and the other $270 in your checking. By the end of the next week, you will most likely have spent everything in your checking, simply because it is "there" (Example; you're at the store. Hmmm...I don't really NEED this, but it's only $20, and I have plenty of money in my checking...Ok I'll get it!), but you won't have touched that $30 you have in your savings. That's $30 you won't even miss, but if you do that every week for a year, that's $1,400!


*Which of these tips are you going to put into practice? Do you have any of your own money saving tips that you would like to share? Leave comments! :) *


Peace Love and Savings
Jess <3
0 Comments
<<Previous
      
    ​
    Picture

    I'm Jessica!

    I've traveled all over the world, but Ohio is where I call home. I'm a lifestyle & travel blogger, and author. I love setting goals, reading, and snuggling up with my fur babies. I can usually be found at my local thrift store, or in the hammock in my backyard.

    About Me
      
    Picture
      
    Picture
      
     
      
      

    Popular Posts

    Picture
      
    Picture
      
    Picture
      
    Picture
      
    Picture
      
    Picture
      
    Picture
      
    Picture

    Categories

    All
    Asia
    Atlanta
    Beauty
    Blogging
    Bucket List
    Caribbean
    Changing The World
    China
    Christmas
    Coffee Break Retro Style
    Diy
    Fashion
    Food
    Goals
    Guest Bloggers
    Halloween
    Health
    Home Decor
    Inspiration
    Money
    Music
    My Favorite Posts
    My Life
    North America
    Oceania
    Ohio
    Parties
    Sponsored Posts
    Support Small Businesses
    Volke House
    Wedding
    World Traveler
    Zero Waste

    Archives

    March 2023
    December 2022
    August 2022
    July 2022
    June 2022
    May 2022
    January 2021
    December 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    November 2018
    October 2018
    September 2018
    July 2018
    June 2018
    May 2018
    March 2018
    February 2018
    January 2018
    December 2017
    October 2017
    September 2017
    August 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    September 2016
    August 2016
    July 2016
    June 2016
    May 2016
    April 2016
    March 2016
    February 2016
    January 2016
    December 2015
    November 2015
    October 2015
    September 2015
    August 2015
    July 2015
    June 2015
    May 2015
    April 2015
    March 2015
    February 2015
    January 2015
    December 2014
    November 2014
    October 2014
    September 2014
    August 2014
    July 2014
    June 2014
    May 2014
    April 2014
    March 2014
    February 2014
    January 2014
    December 2013
    November 2013
    October 2013
    September 2013
    August 2013
    July 2013
    June 2013
    May 2013
    April 2013
    March 2013
    February 2013
    January 2013
    December 2012
    November 2012
    October 2012
    September 2012
    August 2012
    July 2012
    June 2012
    May 2012

    *Disclosure; This blog is a personal blog written by me. This blog accepts forms of paid advertising and sponsorship. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content. Even though I receive compensation for some posts or advertisements, I will always give my honest opinions, findings, or experiences on those topics or products. The views and opinions expressed on this blog are purely my own.*
    Picture
Powered by Create your own unique website with customizable templates.