Welcome back to Money Management Mondays my lovely readers! Today I have the 17th installment of this money saving series, to help each of you in your own money saving paths!
To refresh your memory, here are the previous 16 Money Management Monday posts, you can go back and re-read them if you need to;
To refresh your memory, here are the previous 16 Money Management Monday posts, you can go back and re-read them if you need to;
1. Don't own a smart phone.
2. Don't have a car payment.
3. Don't smoke cigarettes.
4. Don't play the lottery.
5. Purchase my Financial E-Course.
6. Live Cheaply
7. Be Positive about Your Money.
8. Financial Course.
9. Decide what is important to you.
10. Simplify Your Christmas Shopping.
11. Save (and Roll) Your Change.
12. Don't Drink a lot.
13. Keep Track of Everything you Buy for an Entire Month.
14. The No Spend Month.
15. My #1 Secret to Saving Money for Travel.
16. Don't Make Excuses.
2. Don't have a car payment.
3. Don't smoke cigarettes.
4. Don't play the lottery.
5. Purchase my Financial E-Course.
6. Live Cheaply
7. Be Positive about Your Money.
8. Financial Course.
9. Decide what is important to you.
10. Simplify Your Christmas Shopping.
11. Save (and Roll) Your Change.
12. Don't Drink a lot.
13. Keep Track of Everything you Buy for an Entire Month.
14. The No Spend Month.
15. My #1 Secret to Saving Money for Travel.
16. Don't Make Excuses.
Money Saving Secret #17 . Don't play the bank's games.
This one is very simple, but very effective!
Overdraft fees, and atm charges (or as I like to call them, the bank's games) can add up so quickly, costing you your hard earned money!
This great article from The Huffington Post tells us just how serious these games are when it reported that "... the average overdraft fee was $34, yet most overdraft charges occurred on transactions of $24 or less." Wow! It also opens the article by saying, "America’s three biggest banks continued their ongoing joke on poor people last year by collecting $6 billion from overdraft and ATM fees, and 2016 is looking even more bleak."
Holy canoly! This is just so hard to believe, that Americans willingly handed over $6 billion of their hard earned money last year, with nothing to show for it!
So what should you do about this? Stop playing the bank's games!
If you always keep track of how much you have in your account (either by balancing your checkbook faithfully, or just checking your online bank account a couple times a month), then the bank will not be able to take money from you! Simple as that! I personally, have a book, that in it I keep track of how much money I have in my checking, and it is a lifesaver! I keep track of every penny that comes out of it, and every penny that goes in.
As far as atm fees go, why pay them?!
The best way to steer clear of atm fees is to simply be prepared. You know that you are going to need cash next week, so get it out of the bank ahead of time. Or, simply use a checkbook or a debit card for when you need to pay for things, instead of getting cash out of an atm. And lastly, use an atm with no fees (like your bank's atm)!
Just be aware of the bank's expensive games that are taking your money, and don't play them anymore! This is your money, and you have important things to do with it!
Money Saving Secret #17 . Don't play the bank's games.
This one is very simple, but very effective!
Overdraft fees, and atm charges (or as I like to call them, the bank's games) can add up so quickly, costing you your hard earned money!
This great article from The Huffington Post tells us just how serious these games are when it reported that "... the average overdraft fee was $34, yet most overdraft charges occurred on transactions of $24 or less." Wow! It also opens the article by saying, "America’s three biggest banks continued their ongoing joke on poor people last year by collecting $6 billion from overdraft and ATM fees, and 2016 is looking even more bleak."
Holy canoly! This is just so hard to believe, that Americans willingly handed over $6 billion of their hard earned money last year, with nothing to show for it!
So what should you do about this? Stop playing the bank's games!
If you always keep track of how much you have in your account (either by balancing your checkbook faithfully, or just checking your online bank account a couple times a month), then the bank will not be able to take money from you! Simple as that! I personally, have a book, that in it I keep track of how much money I have in my checking, and it is a lifesaver! I keep track of every penny that comes out of it, and every penny that goes in.
As far as atm fees go, why pay them?!
The best way to steer clear of atm fees is to simply be prepared. You know that you are going to need cash next week, so get it out of the bank ahead of time. Or, simply use a checkbook or a debit card for when you need to pay for things, instead of getting cash out of an atm. And lastly, use an atm with no fees (like your bank's atm)!
Just be aware of the bank's expensive games that are taking your money, and don't play them anymore! This is your money, and you have important things to do with it!
Well I hope you enjoyed this latest Money Management Mondays post! See you guys next week!
I want to challenge you this week, to love others, and love yourself. Do one thing this week that makes this world a better place. You will not regret it. Peace and love to you!
*P.S Want more of these great tips all in one place? Purchase my "Create Your Dream Life" Ebook for only $2.99, with an instant download!*
I want to challenge you this week, to love others, and love yourself. Do one thing this week that makes this world a better place. You will not regret it. Peace and love to you!
*P.S Want more of these great tips all in one place? Purchase my "Create Your Dream Life" Ebook for only $2.99, with an instant download!*
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Peace Love and Money Management Mondays
Jess <3
